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Buy Here Pay Here Bad Credit Auto Loans "For People With Challenged Credit."

The lenders and the auto dealers (usually one-in-the-same) in most cases are happy to give you a loan;

Usually at a “low-low interest rate” to boot, when you purchase from their existing inventory of used cars, trucks or vans.

TO Qualify for an Auto Loan to Purchase

If you are purchasing a vehicle you qualify if you have the means to repay the lender.

Normally a small down payment and a job is what it takes to qualify.

If you default on the payments then the lender can take the vehicle back and resell it.

If you are looking to purchase a vehicle and have challenged credit here is a recommended source for you to get 2 or 3 lenders to negotiate with.

Actually in most case the auto dealer is the lender, so negotiate a low interest rate after-all they make money on the car, truck or van your buying!

Be diligent in picking out a good quality vehicle at a low rate of interest. Use the Kelly Blue Book to determine the value.

Good luck and remember you are in the driver’s seat because you can shop and compare.

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Making The Right Decisions

 Which Loan Is Right For You?

Be responsible, borrow based upon your ability to repay.

Review all the terms carefully before accepting a loan offer. Each lender has their own guidelines and policies for granting loans; they also have their own policies regarding what happens if you default on the loan.


Comparing the Annual Percentage Rate of several different lenders can help you when making a financial decision. Review the applicable laws and regulations governing loan rates and fees in your state: Carefully consider the repayment schedule, fees & interest associated with any loan offered to you.

Keep in mind brokers are not the lenders rather an introduction service that match you to lenders that may offer you a wide variety of financial programs based on the information you submit.

Please, Borrow Responsibly Your future financial well-being is a priority.

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